Comercio de criptomonedas ¿Qué son las criptomonedas? Las criptomonedas vienen en muchas formas y tamaños. Algunas están diseñadas para ser como una especie de “oro digital”, como Bitcoin. Otras, como Ethereum, están diseñadas para ser dinero programable. Existen muchos usos diferentes para estos “activos digitales”. En general, las criptomonedas son una forma de dinero digital Read More…
Uso de hojas de cálculo: cálculo de su rentabilidad diaria Si lleva operando durante un largo periodo, quizá le interese saber cuál es su rentabilidad diaria. Excel y Hojas de Cálculo de Google pueden ayudarle a calcularla de forma sencilla y eficiente. Supongamos que empezamos a operar el 29 de agosto de 2017. Hoy es Read More…
Uso de hojas de cálculo: Gráficos La creación de gráficos es una de las funciones más importantes de las hojas de cálculo. Al presentar sus hallazgos, ya sea en un informe escrito o en una presentación, resumir los datos en gráficos es la mejor manera de comunicar rápidamente grandes cantidades de información. Esta guía le Read More…
Uso de hojas de cálculo: cálculo de ganancias o pérdidas de las operaciones La razón principal por la que debería usar Excel para el seguimiento de su cartera de acciones es para calcular las ganancias y pérdidas de cada operación. Para ello, abra la hoja de cálculo con su historial de transacciones. Debería verse así: Read More…
Uso de hojas de cálculo: obtención y formato de datos El primer paso para usar cualquier hoja de cálculo es obtener los datos. Este tutorial te mostrará diferentes maneras de importar los datos de tu cartera a una hoja de cálculo y cómo formatearla para facilitar su lectura. ¿No puedes verlo en YouTube? Haz clic Read More…
Uso de Excel para el seguimiento de su cartera de valores En este artículo, veremos cómo usar Excel para realizar un seguimiento del rendimiento de su cuenta. Esta guía básica está pensada para quienes tienen poca o ninguna experiencia con Excel. Uso de Excel para el seguimiento de su cartera de valores: Obtención de datos Read More…
¡Calculadora de patrimonio neto! Conocer tu patrimonio neto es el primer paso para aumentarlo. Esta herramienta te ayudará a organizar tus activos en un solo lugar e incluso a proyectar su crecimiento futuro. Si ya usaste nuestra calculadora de presupuesto para el hogar para ver cómo puedes mejorar tus ahorros, el siguiente paso es medir Read More…
¡Calculadora de Valor Actual Neto! Utiliza esta calculadora para calcular el Valor Actual Neto, basándose en el crecimiento anual esperado, el flujo de caja durante un número variable de años y la separación del flujo de caja entre inversiones y operaciones. Esta calculadora te ayudará a determinar el atractivo de una empresa, ¡ver cuánto valdría Read More…
¡Calculadora de Préstamos para Autos! La primera GRAN compra que muchas personas hacen es su primer auto. Esta calculadora les ayudará a ver el impacto de muchos de los factores más importantes a considerar al solicitar su primer préstamo para una compra grande. Si ya usó nuestra Calculadora de Pagos con Tarjeta de Crédito para Read More…
¡Calculadora de Presupuesto para el Hogar! Mucha gente piensa que lo difícil de las finanzas personales es crear un presupuesto mensual y cumplirlo. Hay muchísimos gastos y pagos diferentes que considerar, ¡así que reunimos todos los más importantes en un solo lugar! Esta herramienta también te ayudará a ver exactamente cuánto puedes ahorrar cada mes. Read More…
Calculadora de Compra vs. Arrendamiento El mayor gasto para la mayoría de las personas es la vivienda. Una de las decisiones más importantes que enfrentan los jóvenes es comprar su casa o seguir alquilando. La creencia popular dice que comprar es rentable a largo plazo, pero, aunque parezca increíble, ¡no siempre es así! Si usaste Read More…
¡Calculadora avanzada de rentabilidad de la inversión! ¡Descubre la diferencia entre el interés simple y el interés compuesto! ¡Observa el gran impacto que tus tasas impositivas y la inflación tienen en tus ahorros a lo largo del tiempo! Si ya usaste nuestra Calculadora para convertirte en millonario, puedes usar tus cifras de rentabilidad esperada de Read More…
¡Calculadora de interés compuesto! Lo primero que hay que considerar en todas las finanzas personales es el concepto de interés compuesto. Esto es lo que diferencia a los ahorradores de la “alcancía” de los Warren Buffett; ¡utilizar el interés compuesto es la mejor manera de hacer crecer tus ahorros! Si ya usaste nuestra Calculadora de Read More…
Saving To Be A Millionaire! Want to be a millionaire? Everyone does, but do you know how much you need to save and what rate of return you need to get on your investments to reach that million level? This financial calculator helps you learn how your savings grows over time and how sensitive your Read More…
¡Calculadora de Pagos con Tarjeta de Crédito! ¡Tarjetas de Crédito! ¡Suelen ser los primeros “préstamos” que se solicitan y los primeros pagos mensuales! Decenas de miles de jóvenes se endeudan con tarjetas de crédito sin siquiera darse cuenta, así que diviértete con esta calculadora de pagos para ver cuánto cuestan REALMENTE estas tarjetas. Si ya Read More…
Uso de palabras clave en tu búsqueda de empleo: ¿Cuál es el éxito o el fracaso de tu solicitud? Las palabras clave son el talón de Aquiles del currículum de cualquier estudiante. Saber cómo redactar un currículum y una carta de presentación impactantes que capten la atención de los empleadores (y la mantengan) solo te Read More…
Domina tus entrevistas: Consejos y trucos ¿Qué diferencia una entrevista de trabajo “buena” de una “excelente”? Hay muchos factores que te favorecen o te perjudican al presentarte a una entrevista para un buen trabajo. Algunos factores no están muy bajo tu control, pero la mayoría de los fracasos en las entrevistas de trabajo son muy Read More…
Cómo elegir una pasantía La temporada de pasantías ya está aquí. Mejor dicho, nunca terminó. Se estima que el número total de pasantías en Estados Unidos supera ligeramente el millón y medio de puestos al año, y con nuevas plazas disponibles cada trimestre escolar, los estudiantes con interés en la experiencia laboral suelen estar al Read More…
Los 5 errores más comunes de quienes buscan empleo Los trabajadores con experiencia tienen una búsqueda de empleo que dura aproximadamente 43 días, y los recién graduados pueden esperar más. Tu búsqueda será mucho más difícil si cometes alguno de los siguientes errores muy comunes. Evitar los 5 no te garantiza una entrevista, pero cometer Read More…
Certificaciones en el Sector Financiero ¿Alguna vez has pensado en una carrera en el sector financiero? ¿Te has preguntado qué se necesita para ser considerado un profesional en el mundo del trading de acciones? ¡Tengo buenas noticias! ¡Has llegado al lugar indicado! Cubriremos los requisitos educativos y los fundamentos de las Series 6 y 7, Read More…
Plan de Marketing: Propósito, Elementos y Diseño El marketing es fundamental para el éxito de cualquier organización. Sin embargo, el éxito del marketing no está tan extendido, en gran parte debido a la falta de una estrategia y un plan de marketing. Para garantizar el éxito del marketing en una organización, las empresas necesitan diseñar Read More…
Personal selling is when businesses use people to “sell” the product to a customer face-to-face. These sales people promote the product with every aspect of themselves, including their appearance, attitude and special knowledge of the product.
Planificación y evaluación de la publicidad empresarial Planificar la publicidad de cualquier negocio no es algo que deba tomarse a la ligera. Al fin y al cabo, la publicidad es el método mediante el cual una empresa difunde su mensaje al mundo. La forma y la calidad con la que una empresa anuncia sus productos Read More…
Estrategias de Precios Uno de los aspectos más cruciales del desarrollo de una estrategia de marketing es determinar el enfoque de precios. Una empresa puede tener un producto excelente y una campaña de promoción fantástica, pero aun así podría fracasar si el precio no es el adecuado para los clientes. Por un lado, los precios Read More…
The four stages included in the product life cycle are introduction, growth, maturity, and decline. This cycle is extremely important for managers to monitor in order to plan an effective strategy for their business.
Clasificación de Productos Claramente, no hay dos productos exactamente iguales y, por lo tanto, cada uno amerita una estrategia de marketing única. Sin embargo, ciertos productos comparten características similares en cuanto a precio, similitudes entre marcas competidoras y la forma en que los consumidores los abordan durante el proceso de compra. A menudo resulta útil Read More…
Cuestiones éticas en el marketing La ética es un código de valores y principios que rigen las acciones de una persona respecto a lo correcto y lo incorrecto. Determinan nuestro comportamiento ante un dilema moral. La moral es subjetiva, ya que varía de persona a persona según su punto de vista y los estándares éticos Read More…
Segmentación y Mercados Objetivo ¿Alguna vez te has preguntado cómo las empresas, grandes y pequeñas, captan su cartera de clientes? Con tanta gente en el mundo, ¿cómo eligen las empresas a quién dirigirse? Las empresas más grandes utilizan el marketing masivo para promocionar sus productos, mientras que las más pequeñas utilizan la segmentación de mercado. Read More…
Comportamiento del consumidor Los consumidores desempeñan un papel fundamental en el mercado. Son quienes compran los productos e influyen en gran medida en los tipos de productos que se producen (demanda). Aquí es donde entra en juego el concepto de comportamiento del consumidor: qué impulsa las decisiones de compra de los clientes y cómo utilizan Read More…
Fundamentos de Marketing El marketing es un término que se utiliza a menudo como un término general para una amplia variedad de funciones dentro de las organizaciones, desde la gestión de redes sociales hasta las ventas internas, pasando por cualquier área intermedia. Marketing y propuesta de valor Lo cierto es que una estrategia de marketing Read More…
1-08 Materias primas Hasta ahora, hemos hablado de lo que el inversor minorista promedio considera al invertir: cuentas bancarias, acciones, bonos y fondos mutuos. Pero el mundo es enorme, ¡y existen formas más amplias de invertir! Además del mercado de valores, los mercados de inversión más grandes del mundo son los de materias primas: materias Read More…
Comercio de criptomonedas ¿Qué son las criptomonedas? Las criptomonedas vienen en muchas formas y tamaños. Algunas están diseñadas para ser como una especie de “oro digital”, como Bitcoin. Otras, como Ethereum, están diseñadas para ser dinero programable. Existen muchos casos de uso diferentes para estos “activos digitales”. En general, las criptomonedas son una forma de Read More…
Comparative Advantage is the concept where one person, business, or economy is able to outproduce one particular product or service compared to another person, business, or economy.
The “Gross Domestic Product” of a country is the total value of all finished goods and services that were produced in a given year. In other words, this is the total economic output. GDP is used to measure the total size of an economy, and therefore how much the economy has grown (or shrunk) in a year.
To be “in debt” means to owe money to someone else, usually making fixed payments to pay back the amount over time, plus interest.
Risk is one of the most important concepts in investing, economics, and personal finance. Our appetite for, or aversion to, risk is the biggest driver behind spend and save decisions. Despite this, very few people really understand just how big a role risk plays in our everyday lives.
A contract is a legally binding agreement between two parties (people, companies, or both) in which something of value is exchanged. One party promises to do something in return for a something else. Since a contract is legally binding, if one party does not do what was agreed upon, the other party can sue them in court to either enforce the contract or receive compensation. Contracts are involved in personal and business dealings, so it is important that you understand the rules governing them.
Credit is when you use borrowed money with a promise to repay it at a later date. Credit comes in many forms from credit cards to mortgages. There is a wide range of ways to use credit, which means that it is often a challenge for beginners to learn all the ins and outs of using credit wisely.
Property rights is the foundation of all free-enterprise economic systems. It is what allows people to profit from capital and ideas, without fear of seizure by the government or theft.
The government has two main ways it tries to influence the economy – through Fiscal Policy and Monetary Policy. Fiscal policy is the more direct approach, where the government levies taxes and subsidies to try to balance its budget while encouraging growth, while monetary policy is less direct – tweaking interest rates and modifying the money supply.
International Trade is the system under which businesses, individuals, and governments trade goods and services. This exchange from many different National economies is what makes up the Global economy.
Inflation: how much less a dollar is worth next year compared to today. Most consumers hate inflation – it erodes your savings, and eats away at the real benefits you get from increasing income. However, inflation plays a necessary role in the economy, and without it much of the economy would quickly fall apart.
8-10 Inversión ESG La inversión ESG implica invertir no solo en los aspectos fundamentales y técnicos de una acción, sino también en el impacto social y ambiental de la gestión empresarial. «ESG» significa «Ambiental, Social y de Gobierno Corporativo», una medida de la sostenibilidad y el impacto social de una empresa. ¿Qué es la inversión Read More…
Impacto del Gobierno en la Economía Como sociedad con una economía de mercado, el gobierno tiene tres amplios mandatos: A primera vista, solo una de estas medidas implica una intervención directa en la economía, pero las tres están interconectadas con la economía en su conjunto. Esto significa que toda acción gubernamental tendrá algún impacto en Read More…
Encontrar acciones en sectores específicos Si ya ha empezado a invertir en algunas acciones, probablemente le interese diversificar su cartera entre varios sectores. Parece fácil, pero puede resultar complicado encontrar acciones que se ajusten a sus necesidades en una amplia gama de fuentes. Afortunadamente, nuestra herramienta de cotizaciones tiene toda la información necesaria para empezar. Read More…
Government spending makes up a whopping 20% of all spending in the American economy, including the salaries of all government employees, government contracts to private companies, and military spending. This is all paid for by taxes, meaning more than 1/3 of all economic activity filters through the public sector in some way.
This means government taxing and spending will have a huge impact on the rest of the economy, and so the way people and businesses are taxed, and how the money is spent, is centered on how it impacts the rest of the economy. The way the government organizes these taxes and spending to influence the economy is called the Fiscal Policy.
The “Time Value of Money” is one of the most important concepts in economics, investing, and business. For individuals, this determines how much you save and spend. For businesses, it determines how quickly they try to expand. For investors, it decides the mix of a portfolio.
In Economics, “Demand” is the relationship between prices and how much people want to buy a good or service.
In Economics, “Supply” means the relationship between prices and production. In general, the higher the market price of a good or service is, the more producers are willing to sell of it.
¿Cómo se crea el dinero? En Estados Unidos (y en muchos otros países), la pregunta “¿Cómo se crea el dinero?” surge con frecuencia. El Tesoro no se limita a imprimir efectivo constantemente; si lo hiciera, ¡la deuda pública sería cero! En Estados Unidos, el dinero se crea como una forma de deuda. Los bancos otorgan Read More…
Hojas de cálculo: uso de hojas de cálculo para comparar préstamos Finalmente tomaste la gran decisión: vas a comprar un auto. Investigaste y probaste el auto; encontraste tres autos que te encantan en tres concesionarios diferentes. Te encantan todos, pero al final, tu decisión final se basará en el precio. ¿Pero en qué precio te Read More…
Net Present Value Calculator Use this calculator to find Net Present Value, based off expected annual growth, cash flow over a variable number of years, and separations of cash flow between investments and operations. This calculator will help you determine the attractiveness of a company by seeing how much it would be worth if you Read More…
Advanced Investment Return Calculator Find out the difference between Simple and Compound Interest. See how big an impact your tax rates and inflation have on your savings over time. If you have already used our Becoming A Millionaire Calculator, you can use your targeted Expected Investment Return numbers in this calculator to see how to Read More…
Crack the Code to Becoming a Millionaire Want to be a millionaire? Everyone does, but do you know how much you need to save and what rate of return you need to get on your investments to reach that million level? This financial calculator helps you learn how your savings grows over time and how Read More…
How to Spot a Scam in Canada In the past, information about your bank transactions, credit card transactions, investment statements, and other financial paperwork came through paper documents. People were told to keep these documents safe or shred them when they were not longer needed. Today, the majority of our financial records can be accessed Read More…
Insurance Basics Everyone Should Know The idea behind insurance is that random bad thing can happen to just about anyone, and sometimes those random things are expensive to resolve. Car crashes, medical emergencies, and flooding can destroy your personal saving and investing accounts if they happen to you and you’re not prepared to deal with them. Read More…
Credit reports contains your credit history – both the good and the bad. If you watch late-night TV, you may have seen a few commercials offering free credit reports, so you might know a little about them. Most people don’t know how important a credit report can play in their financial lives.
On every payday, start by taking out money for savings and put it directly into your savings or investing account. Most banks have accounts that will let you do this though automatic transfers. This is one banking service that you should definitely take advantage of.
Once your savings is taken care of, use the remaining cash to pay your bills. Any money remaining can be used for fun and leisure. This method is a no excuses savings approach. No matter what else is happening in your life, you are paying yourself by contributing to your savings. This habit ensures that your savings and investments experience a steady growth rate.
Get Practice Filing a Sample Tax Return To file income tax in the United States, you will need to use “Form 1040” – the standard income tax return worksheet from the IRS. Below is a sample 1040 to try to fill out on your own for practice. This is the scenario for this exercise – Read More…
What is a Credit Score and How is It Calculated? Your credit score will affect many segments of your financial life. It will determine if you get approved for a car loan or a mortgage to buy your house. If you get approved for either loan, it will also impact the interest rate you get Read More…
This Way to a Home of Your Own—5 Stages of the Home Buying Process We all know how to buy coffee at a coffee shop. You swipe your debit or credit card and the barista hands you your coffee. Some of us have gone through the process of buying a car. You spend an hour Read More…
Buying a Home Within Your Comfort Zone If you have done your “rent a house” vs. “buy a house” analysis and you have decided to buy a house, your next thought should be “how much can I afford to borrow to buy my house?” The answer is easy—it depends! 🙂 It depends on a lot Read More…
10 Questions to Ask Mortgage Lenders Thinking of buying a house? If you are like most people, then you will need to borrow money to buy that house. So get ready to start negotiating with different mortgage lenders. Click on the image below to review the 10 questions you should ask your mortgage lender. A Read More…
The Pros & Cons of Buying vs Renting a Home Once you have settled down after college and decided where you plan to live for a few years, you will be faced with the question: Should I continue renting or should I buy a house? While there can be lots of pride in home ownership, Read More…
Lessons Completed! Student Banking Services Congratulations on playing our financial life simulation and completing all of our lessons. We now invite you to make the transition from the simulation accounts to real world accounts… Where are you on your financial journey? We’re ready to give you personalized, face to face guidance in a safe environment* Read More…
Documents Needed to do Your Taxes Whether we like it or not, April 15 comes every year and that means our Federal taxes are due. The average taxpayer spends over 10 hours preparing their taxes. To reduce the burden of getting organized and preparing your taxes, it is important to stay organized and know what Read More…
Delaying Student Loan Repayments A survey of the Class of 2019 showed that 69% had some form of a student loan. While most student loans require you to start making payments within 6 months of graduation, there are certain instances where you can defer these payments. Click on the image below to watch a brief Read More…
What is a Balance Transfer & How Can it Help? If you are carrying credit card debt month after month you should know the interest rate that you are being charged on your unpaid balance. If that rate is in the double digits, you can probably save money by transferring that balance to a lower Read More…
Shopping for a Car? 3 Questions That Need Answers Shopping for a new car is always a fun day. But negotiating the final price and your payment method with the car salesman can be a dreadful and a challenging task. So, just like going into a final exam, the more prepared you are the easier Read More…
Comparing the Cost of New & Used Cars It’s a tough trade off that we all consider at some point: To buy a used car and save money, or to splurge and buy a new car. Buying a used car is obviously cheaper, but generally new cars are more reliable and get better gas mileage. Read More…
4 Strategies to Pay off a Credit Card Fast If you carry a balance on one or more of your credit cards, you will definitely want to review this article. Click on the image below to reveal 4 ways to pay off your credit card debt fast. A short Pop Quiz follows below the article. Read More…
How Many Credit Cards Should I Have? OK, so you got your first credit card. Then all of a sudden your mailbox is full of other banks and brands offering you a credit card. These offers tease you with 10% off discounts when you open a new credit card account. It sounds tempting. But if Read More…
Beyond Salary: Knowing Your Benefits Congratulations! You will soon be graduating from college and negotiating your various job offers. You have worked hard to graduate and you deserve a great paying job. But as you start to negotiate your offers, keep in mind that you really should be considering the overall compensation package. Salary is Read More…
Credit Card Minimum Payments Did you know that with most credit cards, if you pay the minimum required monthly payment you will end up paying more in interest than what you paid for your original purchase? THAT is exactly how banks make money and that is why the retail industry promotes the use of bank Read More…
How Your Credit Card Interest is Calculated Have you ever wondered how the interest that is charged on your credit card is actually calculated? If you understand a little of the credit card company’s math, you can save yourself lots of money over your lifetime by realizing EVERY DAY counts. Click on the video image Read More…
Building Credit & Keeping it Healthy Once you have established credit with a bank or credit card company, it is important that you continue to build your credit history and that you keep it healthy. Click on the video image below to reveal 5 things you can do to help build a healthy credit score Read More…
How To Build Credit from Scratch It seems like a Catch-22. How can you start building your credit if you don’t have any credit to start with? Well the truth is most banks will give college students and young adults a credit card with a very low credit limit. Then, if payments are made on Read More…
Tips for Planning an Affordable Vacation Everyone needs to take a vacation every now and then. Or at least travel to visit family and friends. But for most people who aren’t full-time sales people who travel every week, travelling can be an expensive ordeal. The good news is that it doesn’t have to be. If Read More…
7 Facts About Credit Cards Most studies show that over 70% of Americans own at least one credit card and carry it with them when they go shopping. Other studies show that most Americans carry an average balance of $6,200 on their cards and pay interest every month, but they DON’T know what the interest Read More…
Pay Down Debt or Save? Here is one of the most common questions that people who are trying to get control over their finances ask: If I have a little extra cash, do I pay down debt or do I put the money in my savings account? On one hand financial advisors tell us to Read More…
10 Online and Mobile Security Tips As you learn to save and become more aware of your personal finances, you will find yourself accessing your checking, savings, credit cards and other accounts online or via your mobile phone. This means bookmarking your banks URLs, installing their mobile apps on your phone, and inevitably the hassle Read More…
Need Emergency Cash? What are your Options? At some point in your life you might find yourself in a situation where you need some cash quickly. For example, you might have a doctor bill you need to pay. Or you might need to get your car repaired so you can get to work or you Read More…
8 Simple Ways to Save Money We all know that we should be saving money. We have all heard the saying from Benjamin Franklin that “a penny saved is a penny earned.” But it seems that it is just so much easier to SPEND money than it is to SAVE money. So how do we Read More…
Savings Account or Certificate of Deposit (CD) Once you get in the habit of saving money each month, the next question is where exactly to you put the money you are saving? The obvious choices are to keep it in cash in your piggy bank at home or put it in a bank account. Well Read More…
7 Common Bank Fees Explained As you learn to save, become more aware of your personal finances, you will find yourself accessing your checking, savings, and credit card accounts more and more. While most banks and credit card companies are willing to open up accounts for you for free, keep in mind that every company Read More…
10 Questions To Ask When Opening a Bank Account Now that you are getting used to managing your checking, savings and credit card accounts as part of this virtual platform, it is time you think about opening real banking accounts. But where do you begin? What questions do you need to ask a bank to Read More…
8 Tips for Getting the Most Out of Your Checking Account Hopefully by now you have a real checking account that you use to manage your monthly cash inflows and outflows. But are you really using all the features that your checking account offers? While there are lots of negatives associated with a checking account, Read More…
Credit Card vs Debit Card: What’s the Difference? Over time, our society moved away from paying for goods and services with gold and silver to paying for things with cash. In the last two decades, we have been transitioning from paying for things with cash to credit and debit cards. While these 2 cards may Read More…
Options for People Who Don’t Like To Budget Creating (and staying on) a budget is easier for some people than others. Watch this video to get more ideas on how to simplify your budgeting process and make it easier for you to reach your financial goals. Click on the video image below to get started. Read More…
How to Save Money Every Day Saving money is a lot easier than you think. The first question you have to ask yourself when you are thinking of making a purchase is: “Do I NEED this or do I just WANT it?” Stopping at your local coffee shop every day and spending $2.70 for coffee Read More…
Cryptocurrency Trading What are Cryptocurrencies? Cryptocurrencies come in many shapes and sizes. Some of them are designed to be like a form of “digital gold”, like Bitcoin. Others, like Ethereum are designed to be programable money. There are many different use cases for these “digital assets”. In general, cryptocurrencies are a form of digital money Read More…
8-10 ESG Investing ESG Investing means investing not only on the fundamental and technical aspects of a stock, but also the social and environmental impacts of how the business is run. “ESG” means “Environmental, Social, and Corporate Governance” – a measure of sustainability and social impact of a business. What is ESG Investing? ESG Investing Read More…
1-08 Commodities So far, we have talked about what the average “retail investor” thinks about when investing – bank accounts, stocks, bonds, and mutual funds. But the world is a big place, and there are bigger ways to invest! Besides the stock market, the biggest investment markets in the world are for commodities – raw Read More…
How Do Bonds Work? Can’t view on YouTube? Click Here A bond is an IOU. Governments and businesses can raise money for their projects by requesting money from investors. The organizations who raise money through bonds are called bond issuers. The groups or individuals who provide the money are called bond buyers, or bond holders. Read More…
How to Build a Portfolio Can’t view on YouTube? Click Here Pop Quiz
Why do people invest in the stock market? Most people put their savings in the bank. A lot of people want their money to grow more than what is possible by keeping it in the bank. That is why they choose to invest their money. Some of the options are to buy land, buildings, stocks, Read More…
Why do people invest in stocks? Once you have a budget and saved up your emergency savings fund, you will start to have extra savings that go towards your future. Most people put their savings in the bank. Banks usually pay interest on the cash in your account, so if you have $1000 in your Read More…
ETFs Made Easy Can’t view on YouTube? Click Here Pop Quiz
Find Your Best Car Loan Deal You finally made the big decision – you are going to buy a car. You did your research and the test drives – you found 3 cars that you really like, from three different dealerships. You really love them all – but at the end of the day, your Read More…
Watch How Your Savings Could Grow (A lesson in compound interest) The first thing to consider with all personal finance is the idea of compound interest! This is what separates the “Piggy Bank” savers from the Warren Buffets; making use of interest compounding is how you can really make your savings grow! If you have Read More…