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Planning Long-Term Purchases - When you are evaluating how to spend your money, most people make a fairly simple comparison – if the benefit you think you will get from the purchase is bigger than the cost, then most people go ahead with the purchase. When you are working to master your personal finances, you might notice a problem. There are far more potential purchases you can make that you think are “worth the money”, so very little might … Continue reading Planning Long-Term Purchases Business
Personal Finance
Good Debt, Bad Debt - Beginners trying to tackle their personal finances for the first time see debt as sort of a “boogeyman”, a specter that looms overhead, trying to trap people into inescapable cycles of minimum payments and late … Continue reading Good Debt, Bad Debt 
Budgeting - When learning about managing your finances, many experts will recommend you begin with a budget. A budget is a tool that tracks income and expenses, and it allow you to set goals and make plans … Continue reading Budgeting 
Spending Plan - Definition of Spending Plan A "Spending Plan" is exactly as it says - a plan of what you will be spending each month. There are usually two parts - your "fixed" spending and your "variable" … Continue reading Spending Plan 
Financial Records - As you begin working with financial institutions to secure your money and process your financial transactions, it is important that you learn to keep good financial records. These records, both on paper and electronic, will … Continue reading Financial Records 