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Personal Finance

Preparing for Spending Shocks - “Spending Shocks” are large, irregular expenses. According to CBS, more than 60% of Americans cannot absorb a $500 spending shock: spending shocks are the #1 reasons why budgets end up abandoned, and being prepared for… Continue reading Preparing for Spending Shocks »
Money – Types of Stored Value - Definition When we think of money, stored value means anything that isn't cash, but you can still use to transfer value - checks, debit cards, gift cards, and forms like that. These are used to transport some… Continue reading Money – Types of Stored Value »
Budgeting and Spending Strategies - Building a budget or spending plan is tough. Sticking to the plan is even tougher. Thankfully, there are a few ways you can game the system to make sure you stay under budget, and your… Continue reading Budgeting and Spending Strategies »
Work Versus Study - Every high school student makes a choice when they are about to graduate – enter the job market right away, enter a trade school, or enroll in a university? Everyone will make the same kind… Continue reading Work Versus Study »