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Budgeting and Spending Strategies - Building a budget or spending plan is tough. Sticking to the plan is even tougher. Thankfully, there are a few ways you can game the system to make sure you stay under budget, and your savings continues to grow. Budgeting Strategies A “Budgeting Strategy” means different ways to approach your budgeting to build something that works for you. There is no silver bullet budget: every person has different wants and needs, and your budget needs… Read More...
Personal Finance
Wealth - Definition of Wealth “Wealth” means having an abundance of something desirable. This can be tangible, like money and property, or intangible, like good health or freedom. Intangible Wealth Just because something does not have a… Read More...
Contracts - Definition A "Contract" is a legally binding agreement between two parties (people, companies, or both). Having a contract means that if one party does not keep their word, the other can sue them in court… Read More...Understanding 401(k) Plans - Understanding 401(k) Plans A 401(k) plan is one of the fundamental vehicles for retirement savings in the United States, alongside the Individual Retirement Arrangement (IRA). 401(k) plans are named after the section of the US… Read More...
Managing Debt - To be "In Debt" means to owe money to someone else, usually making fixed payments to pay back the amount over time, plus interest. Debt means different things to different people - having some debt… Read More...