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Personal Finance

Preparing for Spending Shocks - “Spending Shocks” are large, irregular expenses. According to CBS, more than 60% of Americans cannot absorb a $500 spending shock: spending shocks are the #1 reasons why budgets end up abandoned, and being prepared for… Read More...
ATM machine Debit – Credit Cards Without Credit - https://youtu.be/Q2DwhcQbVRs Before Debit Cards Before the 21st century, if you wanted to buy groceries or visit the mall, you had 4 options that you could use to pay, all of which had their own drawbacks:… Read More...
Consolidating Debt - If you start falling seriously behind on your bills with simple prioritization and negotiation not enough to catch up, you still have some options available to keep your finances under control. One of the most… Read More...
Debt Management Services - If you find yourself over your head in debt, there is always a light at the end of the tunnel. Credit counseling agencies, both for-profit and non-profit, exist in every state to help people build… Read More...