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Ownership and Dividends - Why Own a Stock? Owning a share in a company means that you are an integral part of the puzzle that helps the company tick. Whether Facebook () or Amazon (), your investment has made you a part of the company. There are many caveats that come with being a part owner of a company: you would get to vote when questions such as board member selection or a change in policy come about. It's… Read More...
Personal Finance
Insurance - Insurance is protection from losing or damaging something. It is defined as the transfer of loss risk in exchange for payment. Basically, if we damage or lose something that was insured, the insurance will cover… Read More...
Preparing for Spending Shocks - “Spending Shocks” are large, irregular expenses. According to CBS, more than 60% of Americans cannot absorb a $500 spending shock: spending shocks are the #1 reasons why budgets end up abandoned, and being prepared for… Read More...
Managing Debt - To be "In Debt" means to owe money to someone else, usually making fixed payments to pay back the amount over time, plus interest. Debt means different things to different people - having some debt… Read More...
Credit – Using Borrowed Money - What Is Credit? "Credit" is when you have the ability to use borrowed money. This can come in many different forms, from credit cards to mortgages. There is a wide range of ways to use… Read More...