New job? Make the most of your employee benefits HS New jobs bring new names, faces and responsibilities. In the rush of acclimating to the work environment, you might overlook details like direct deposit forms, insurance coverage and retirement plans. But it’s important to make the most of all your new job’s benefits—from Flexible Spending Read More…
What is a balance transfer and how does it work? A balance transfer moves a balance from a credit card or loan to another credit card. Transferring balances with a higher annual percentage rate (APR) to a card with a lower APR can save you money on the interest you’ll pay. Read this short lesson, Read More…
What is a balance transfer and how does it work? A balance transfer moves a balance from a credit card or loan to another credit card. Transferring balances with a higher annual percentage rate (APR) to a card with a lower APR can save you money on the interest you’ll pay. Read this short lesson, Read More…
How many credit cards should you have? These days, having multiple credit cards is common—but is it a good idea? Read this short lesson, then return here to answer a quiz question to continue!
How many credit cards should you have? These days, having multiple credit cards is common—but is it a good idea? Read this short lesson, then return here to answer a quiz question to continue!
What is APR? You may have seen the term APR, or annual percentage rate, used in reference to everything from mortgages and auto loans to credit cards. Understanding how banks calculate APRs and how they work can help you make more informed credit card decisions. Read this short lesson, then return here to answer a Read More…
What is APR? You may have seen the term APR, or annual percentage rate, used in reference to everything from mortgages and auto loans to credit cards. Understanding how banks calculate APRs and how they work can help you make more informed credit card decisions. Read this short lesson, then return here to answer a Read More…
4 strategies to pay off credit card debt faster If you carry credit card balances month to month, paying off that debt fast might be easier than you think. The key is developing a good plan and sticking to it. These four strategies can help you decide which course to take to quickly pay off Read More…
4 strategies to pay off credit card debt faster If you carry credit card balances month to month, paying off that debt fast might be easier than you think. The key is developing a good plan and sticking to it. These four strategies can help you decide which course to take to quickly pay off Read More…
What is a credit score and how is it calculated? Your credit score affects many areas of your financial life, from getting approved for a credit card to the interest rate you’ll pay on your mortgage. It’s important to understand the number and how it is calculated so you can set yourself up for financial Read More…
What is a credit score and how is it calculated? Your credit score affects many areas of your financial life, from getting approved for a credit card to the interest rate you’ll pay on your mortgage. It’s important to understand the number and how it is calculated so you can set yourself up for financial Read More…
Building credit and keeping yours healthy Building good credit takes work, but it can be done. Find out five things you can do to build a healthy credit score while avoiding the pitfalls. Watch this video then return here for a quiz question to continue!
Building credit and keeping yours healthy Building good credit takes work, but it can be done. Find out five things you can do to build a healthy credit score while avoiding the pitfalls. Watch this video then return here for a quiz question to continue!
How to build credit from scratch With some solid first steps and a focus on paying your bills on time, you’ll be on your way to building a solid credit score. Watch this video and return here to answer a quiz question to continue!
How to build credit from scratch With some solid first steps and a focus on paying your bills on time, you’ll be on your way to building a solid credit score. Watch this video and return here to answer a quiz question to continue!
How to balance your family’s savings priorities Saving for one is hard enough, but family savings multiply the challenge. You have short-term desires versus long-term goals, plus unexpected expenses that can pop up regularly. Learn how to balance a family’s savings goals, and come back to answer a quiz question to continue!
How to balance your family’s savings priorities Saving for one is hard enough, but family savings multiply the challenge. You have short-term desires versus long-term goals, plus unexpected expenses that can pop up regularly. Learn how to balance a family’s savings goals, and come back to answer a quiz question to continue!
Debunking the myths: 7 facts about credit cards Does paying less than the minimum count as a missed payment? Should you avoid having a high credit limit? Knowing the facts can help you make smart choices. Read this short lesson, then return here to answer a quiz question to continue!
Debunking the myths: 7 facts about credit cards Does paying less than the minimum count as a missed payment? Should you avoid having a high credit limit? Knowing the facts can help you make smart choices. Read this short lesson, then return here to answer a quiz question to continue!
Pay down debt or save? 5 questions to help you decide You probably know that carrying too much debt for too long isn’t good for your finances. And you may also know that you should have money put away for emergencies and other important goals. So how do you decide what’s more important—paying down debt Read More…
Pay down debt or save? 5 questions to help you decide You probably know that carrying too much debt for too long isn’t good for your finances. And you may also know that you should have money put away for emergencies and other important goals. So how do you decide what’s more important—paying down debt Read More…
10 online and mobile security tips We’re living our lives online—from banking to shopping to posting on social media—and proper internet security is more important than ever. While it may seem obvious, safeguarding your information can be as simple as consistently reviewing your bank accounts and reporting any suspicious activity. But there are other things Read More…
10 online and mobile security tips We’re living our lives online—from banking to shopping to posting on social media—and proper internet security is more important than ever. While it may seem obvious, safeguarding your information can be as simple as consistently reviewing your bank accounts and reporting any suspicious activity. But there are other things Read More…
Emergency cash: What are your options? When financial difficulties arise, you may need money fast. If you don’t have an emergency fund or other savings to tap into, you may feel as if there are no good options. By carefully weighing your choices, you can make sure you secure the best possible terms for your situation, with Read More…
Emergency cash: What are your options? When financial difficulties arise, you may need money fast. If you don’t have an emergency fund or other savings to tap into, you may feel as if there are no good options. By carefully weighing your choices, you can make sure you secure the best possible terms for your situation, with Read More…
8 simple ways to save money Sometimes the hardest thing about saving money is just getting started. This step-by-step guide can help you develop a simple and realistic strategy, so that you can save for all your short- and long-term goals. Read this short lesson, then return here to answer a quiz question to continue!
8 simple ways to save money Sometimes the hardest thing about saving money is just getting started. This step-by-step guide can help you develop a simple and realistic strategy, so that you can save for all your short- and long-term goals. Read this short lesson, then return here to answer a quiz question to continue!
Savings account or CD: Which is right for you? Have money to set aside and save for your short- and long-term goals? Savings accounts and certificates of deposit (CDs) are two great options. Both help keep your money safe while giving you the chance to earn interest. Break them down to figure out what’s right Read More…
Savings account or CD: Which is right for you? Have money to set aside and save for your short- and long-term goals? Savings accounts and certificates of deposit (CDs) are two great options. Both help keep your money safe while giving you the chance to earn interest. Break them down to figure out what’s right Read More…
8 Common Bank Fees Explained If you’ve ever felt like your bank charged you for something and you didn’t see it coming, this list is for you. Here’s a rundown of seven of the most common fees banks charge—and tips to avoid them. Read this short lesson, then return here to answer a quiz question Read More…
8 Common Bank Fees Explained If you’ve ever felt like your bank charged you for something and you didn’t see it coming, this list is for you. Here’s a rundown of seven of the most common fees banks charge—and tips to avoid them. Read this short lesson, then return here to answer a quiz question Read More…
Your bank account: 10 questions to ask What looks on paper like a no-fee or low-cost account may not actually be the one that’s best suited to your needs. Here are 10 questions to ask to help figure out if your account is right for you. Read this short lesson, then return here to answer Read More…
Your bank account: 10 questions to ask What looks on paper like a no-fee or low-cost account may not actually be the one that’s best suited to your needs. Here are 10 questions to ask to help figure out if your account is right for you. Read this short lesson, then return here to answer Read More…
8 tips for getting the most out of your checking account A checking account is probably the account you’ll use most often every day to pay bills, access cash, transfer funds and probably to deposit your paycheck. Whether you’re paying tuition at school or setting up direct deposit for your first job, knowing a few Read More…
8 tips for getting the most out of your checking account A checking account is probably the account you’ll use most often every day to pay bills, access cash, transfer funds and probably to deposit your paycheck. Whether you’re paying tuition at school or setting up direct deposit for your first job, knowing a few Read More…
Credit vs. debit: What’s the difference? Credit and debit cards may look similar, but their features and uses are very different. Knowing when and how to use each can help you build a stronger credit history and keep your debt levels down. Read this short lesson, then return here to answer a quiz question to Read More…
Credit vs. debit: What’s the difference? Credit and debit cards may look similar, but their features and uses are very different. Knowing when and how to use each can help you build a stronger credit history and keep your debt levels down. Read this short lesson, then return here to answer a quiz question to Read More…
Options for people who don’t like to budget Creating a budget may seem like a daunting task, but it doesn’t have to be. Learn about the tools and techniques that can help simplify budgeting and help you reach your financial goals. After watching this short video about tips on making it easier to set a Read More…
Options for people who don’t like to budget Creating a budget may seem like a daunting task, but it doesn’t have to be. Learn about the tools and techniques that can help simplify budgeting and help you reach your financial goals. After watching this short video about tips on making it easier to set a Read More…
Saving Money Every Day Saving starts with just a few simple changes to your spending. Learn how to save money on your everyday expenses, like groceries, transportation and entertainment. After watching this short video about tips on how to save every day, return here and answer a quiz question to continue! TIP: Check around the Read More…
Saving Money Every Day Saving starts with just a few simple changes to your spending. Learn how to save money on your everyday expenses, like groceries, transportation and entertainment. After watching this short video about tips on how to save every day, return here and answer a quiz question to continue! TIP: Check around the Read More…
StockTrak Forex Pair Margin Requirements When trading forex pairs, a portion of your cash will be restricted to cover the risk associated with that particular pair. The amount restricted is a percentage of the value of the trade. The product of the percentage times the dollar value of the trade will then be adjusted to Read More…
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Unit Assessment – Risk and Financial Decision Making
Unit Assessment – Intermediate Investing
Unit Assessment – Stock Market Basics
Unit Introduction – Intermediate Investing Once you know the basics of what it means to invest (what is a Stock, how to look up quotes, and some of the other basics), you can begin to think about building a Portfolio, which means understanding what it means to diversify and how to build an investing strategy. Read More…
Unit Assessment – Income and Taxes
Unit Assessment – Managing Credit
Unit Introduction – Stock Market Basics The concept of investing is simple – putting your savings to work to help it grow over time. Investing leverages the idea of compounding returns to generate wealth. For example, if you are able to save $50 a month for 10 years as cash, you will have saved up Read More…
Frequently Asked Questions Basics Trading Other The Basics: Hedgeye On The Prize Q: What is the Hedgeye On The Prize? This is an elaborate, web-based educational tool. Each user account receives an amount of virtual dollars in a virtual brokerage account and simulates managing a portfolio by buying and selling stocks at real-time prices. For Read More…
Get to know the basics of how the stock market works! In this challenge, you will start with a $100,000 portfolio that you can invest in US stocks. The maximum you can invest in any 1 company (or stock) is 5% of your overall portfolio – or $5000. If you need any assistance getting started, Read More…
The table lists the final ranking of all participants in the 2021 Biggest Winner Trading Competition. Rank Username Portfolio Value 1 Alpha_Male_Capital $125,674.90 2 Wintrade $124,403.02 3 Vix $124,313.33 4 akim13 $122,069.57 5 Gabby $119,590.75 6 lasalleguy $117,739.97 7 Grisou $117,247.56 8 ETHEREUM TO THE MOON $116,788.70 9 LongOil $116,417.21 10 CoelhoHero $116,279.19 11 fdlavoie Read More…
Financial Glossary 1040 The base form to file federal income taxes in the United States. It may be supplemented with additional forms for complex tax returns. 1099 A form provided to contractors to report their income in the United States. 10-K An annual report containing audited financial statements for publicly traded companies. This form is Read More…
Investing Word of the Day Investing 101 Chapter 1 Introduction To Investing Chapter 2 How and Why The Stock Market Works Chapter 3 Making Your First Trade Chapter 4 Building Your $100,000 Portfolio Chapter 5 Now That I Own It, What Should I Do? Chapter 6 Fundamental Analysis – Understanding Financial Statements Chapter 7 Technical Read More…
Accounting Learning Center Browse our collection of articles, videos, and activities relating to basic Accounting. Popular Topics: Accounting The Accounting Cycle Financial Analysis Through Key Ratios Asset Valuation Understanding Assets Accounting for Liabilities Operating Ratios Gains and Losses Basics of Equity Revenue and Expenses Payroll Best Practices Key Accounting Terms Cash Flow Analysis View More Read More…
Economics Learning Center Browse our collection of articles, videos, and activities relating to basic Economics. Popular Topics: Comparative Economic Systems What Are Incentives Understanding Interest Rates Government Impact on the Economy Comparative Advantage Understanding Scarcity What Is Economics? The Business Cycle Unemployment Inflation Major Economic Indicators Supply and Demand View More
Personal Finance Learning Center Browse our collection of articles, videos, and activities relating to Personal Finance. Browse By Topic: Budgeting All About Budgeting Spending and Savings Plans Pay Yourself First Budgeting and Spending Strategies Building Wealth Planning Large Purchases Credit Understanding Credit Credit Cards Credit Reports Buying A Car Understanding Mortgages Calculators Compound Interest Calculator Investment Read More…
Tax Basics You Need to Know Taxes are everywhere and are essential in keeping the modern world functioning. For your personal finances, taxes also play a huge role in your financial decision-making. While we have lessons that cover most major types of taxes in detail, to get started we want to give the “big picture” Read More…
Planning Your Career Path There is a world of difference between “getting a job” and “starting a career”, and it comes down to more than just salary. The road to Career Development is all about defining your goals. You need to understand what actions you can take to open doors for tomorrow and build a Read More…
Rules for Renters & Homeowners When you rent an apartment or house, what you can do with your new home is dictated by your Lease Agreement. A Lease Agreement specifies not just how much you pay in rent, but dozens of other restrictions on what you can do, when, and what your landlord can do Read More…
Who Gets Your Stuff When You’re Gone? When a person dies, someone gets their stuff. Unfortunately, the question of who can be quite complicated. While every state has laws in place to govern how a person’s assets are distributed if they die, it can be a complicated process for everyone involved and take months, if Read More…
The Ultimate Employee Guide When you start your first job, the number one thing everyone cares about is the salary (or hourly rate). What big bucks will you be earning? You will be surprised to find that this number is just a small part of the total compensation package offered by most employers. Employees versus Read More…
A Guide to Effective Charitable Donations Setting aside some money for charitable giving is an important part of every budget or spending plan. Charitable organizations are essential to helping people in need and cannot function without regular contributions from the public. Types of Charitable Giving Charitable giving has many forms, but the essential concept is Read More…
This is a sample lease, with all terms normally included except the base rental cost. Lease Terms QUIET ENJOYMENT: Tenant shall be entitled to quiet enjoyment of the Premises and Landlord will not interfere with that right, as long as Tenant pays the rent in a timely manner and performs all other obligations under this Read More…
Investing 101 Learn more about investing with our 10-chapter Beginner’s Investing Course! Chapter 1 Introduction To Investing Chapter 2 How and Why The Stock Market Works Chapter 3 Making Your First Trade Chapter 4 Building Your $100,000 Portfolio Chapter 5 Now That I Own It, What Should I Do? Chapter 6 Fundamental Analysis – Understanding Read More…
Stock Screener Stock Screener by TradingView
Cryptocurrency Markets by TradingView
Investing 101 – Final Vocabulary Quiz Complete the final vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Final Exam
Investing 101 – Chapter 9 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 8 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 7 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 6 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 5 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 4 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 3 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 2 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Investing 101 – Chapter 1 Vocabulary Quiz Complete the following short vocabulary quiz. Click ‘CONTINUE TO EXAM’ to start the exam for this chapter. Continue To Exam
Financial Literacy Post-Test This is our Post-Test to evaluate your financial literacy. This test is designed to be taken near the end of a financial literacy course. This test is not usually for a grade for your class – it is used generally to evaluate the “ending point” for students at the end of a Read More…
Financial Literacy Pre-Test This is our Pre-Test to evaluate your financial literacy. This test is designed to be taken near the beginning of a financial literacy course.
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Do you teach personal finance, business, or social studies? Discover why the Budget Game, Stock Game and our Learning Library of assignments and lesson plans will transform how you teach financial literacy. And make teaching more fun, curriculum planning easy, and improve student engagement! Download the Teacher Packet Brochure, click here. Budget Game Students learn Read More…
StockTrak has been the global leader of virtual stock market simulations for over 30 years. We provide a virtual platform for professors to teach financial literacy to their students enrolled in university or college classes. Investment professors, don’t let your students miss out on this fantastic learning opportunity. Last year, we had 8000 students registered Read More…
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Assignment 2: You are in the game. Now what? For each of the stocks you now own do the following: 1. What is the company’s industry? Will the industry do well in the current economy? Airlines, restaurants, and entertainment stocks are doing poorly due to COVID These stocks should recover as the economy gets going Read More…
Assignment 1: Get Started What is a stock? Part ownership of a business Example: lemonade stand You and your friend each put in $5 to start the business ($10 total)—you each own half of the business Shares might cost $5 each—you each own one share; or maybe $1—you each own 5 shares What determines the Read More…
Elementary Assignment 2: You are in the game. Now what? For each of the stocks you now own do the following: 1. What is the company’s industry? Will the industry do well in the current economy? Airlines, restaurants, and entertainment stocks are doing poorly due to COVID These stocks should recover as the economy gets Read More…
Elementary Assignment 1: Get Started What is a stock? Part ownership of a business, like you and a friend having a lemonade stand. You would each own half of the stand and split the income. What determines a stock price? Stock prices are based on how much money investors think the company will make. If Read More…
Health insurance is usually the most complicated and expensive insurance you need. Unfortunately, it’s also usually the most important, making it very difficult to avoid the cost. With very few exceptions, health insurance is mandatory for all citizens in the United States, but the way you become insured will change drastically based on your age, income, and the company you work for.
What is a stock? Part ownership of a business Example: lemonade stand You and your friend each put in $5 to start the business ($10 total)—you each own half of the business Shares might cost $5 each—you each own one share; or maybe $1—you each own 5 shares What determines the price of a stock?? Read More…
For each of the stocks you now own do the following: 1. What is the company’s industry? Will the industry do well in the current economy? Airlines, restaurants, and entertainment stocks are doing poorly due to COVID These stocks should recover as the economy gets going after COVID Internet stocks have done well during COVID Read More…
For each of the stocks you now own do the following: 1. What is the company’s industry? Will the industry do well in the current economy? Airlines, restaurants, and entertainment stocks are doing poorly due to COVID These stocks should recover as the economy gets going after COVID. These stocks should recover as the economy Read More…
What is a stock? Part ownership of a business, like you and a friend having a lemonade stand. You would each own half of the stand and split the income. What determines a stock price? Stock prices are based on how much money investors think the company will make. If you were buying a lemonade Read More…