Lessons for 4th and 5th grade classes

Stock Market

By kidseconposters.com Companies issue stock to raise money to finance business operations.  Stock represents ownership in a company.  Thus, if you are a stockholder, you own part of a company.  A stock certificate shows how many shares you own.

Savings

By kidseconposters.com For individuals, saving is the part of one’s income that is not spent. People often place their savings in banks and credit unions, which in turn lend the money to businesses and other individuals. Sometimes people use their savings to purchase financial securities, such as stocks or bonds. It is important to save regularly, especially for things like education, retirement, and financial emergencies.

Investing

leverage

By kidseconposters.com Investing in capital goods occurs when businesses purchase capital goods in order to increase the productivity of workers.  This investment always involves some risk.

Interesting Interest Rates

By kidseconposters.com Financial institutions encourage people to save by offering interest on savings. They loan these savings to businesses and consumers. Banks compete with one another to attract savers and borrowers. The goal of the bank, like any business, is to make a profit.

Financial Investments

IPO Growth

By kidseconposters.com People often put their savings into financial investments like stocks, bonds, or certificates of deposit. Some of these are more risky — but have the potential of a much better rate of return — than less risky investments. Research the financial investments below. Rate each according to risk and return — with 10 high and 1 low. Click here To View More!

Buy a Bond, James!

This is a basic lesson plan talking about what savings bonds are, how the government uses revenue from bonds, and why it might be a good way to start saving as early as possible. We have more resources on Bonds available in our Education Center, but you can also give your students a great interactive assignment by using our Compound Interest Calculator or Saving to … Continue reading Buy a Bond, James! »

How Global is Your Portfolio?

Are your students studying the global economy or the stock market? Are they aware of publicly traded companies in the global market? This lesson provides research opportunities for students as they locate and investigate global companies listed on the DOW, NASDAQ and the New York Stock Exchange (NYSE).