Calcolatore del Patrimonio Netto!
Conoscere il tuo patrimonio netto è il primo passo per farlo crescere! Questo strumento ti aiuterà a organizzare i tuoi beni in un unico posto e persino a proiettare come cresceranno in futuro.
Se hai utilizzato il nostro calcolatore di budget domestico per vedere dove puoi migliorare i tuoi risparmi, il passo successivo è misurare il tuo patrimonio netto per vedere come farlo crescere.
Una volta che conosci il tuo patrimonio netto, puoi utilizzare il nostro calcolatore per risparmiare per diventare milionario per vedere quale tasso di rendimento devi raggiungere per raggiungere i tuoi obiettivi di risparmio!
Net Worth Calculator
Enter your information. Number inputs and sliders stay in sync; calculations update instantly.
Your Assets
Cash
Personal Property
Investments
Real Estate
All Assets: $0
Your Liabilities
Mortgages
Other Debt
All Liabilities: $0
Other Settings
Total Net Worth: $0
Assumptions (Plain Text)
Assumptions:
- Auto loan (existing balance) is modeled on a 36-month amortization at 8% APR starting now.
- If you plan to buy a new car within 10 years, your current car is sold in that buy year at its depreciated value (10%/yr). That value becomes the down payment on the new car, which is financed over 5 years at 8% APR.
- Vehicles depreciate at 10% per year. Jewelry and household items do not appreciate.
- Savings accounts grow annually at the Savings Account Interest Rate you enter. Checking does not grow.
- Retirement and other investments: each projected year, your Annual Retirement Contribution and Annual Other Investments Contribution are added at the start of the year, then the balances grow at their respective expected annual rates (compounded annually).
- Life insurance cash value grows at its entered annual rate.
- Real estate (current home value + other property value) grows at your Expected Real Estate Price Growth Rate (compounded annually).
- Mortgages are shown as liabilities equal to remaining principal based on initial amount, term, APR, and years already paid. Each future year advances payments by one year.
- Credit card debt accrues at your entered APR with a monthly minimum payment equal to the greater of 10% of balance or $25.
- Student loans accrue at 7% APR and are amortized over 10 years starting now.
- Interest rates are nominal APRs with monthly compounding for debts; asset growth is applied annually.